Put Your Best Foot Forward for the Best Policy
We are not insurance agents — we are expert brokers and consultants who prepare your towing business year-round to obtain the best insurance policies from the top agencies in the country.
Your Insurance Preparation
Partners
Experience
We know what it takes to get the best insurance policy in the towing industry. Our job is to prepare your business throughout the year with multiple solutions — from fleet documentation to driver performance reporting — so that when it's time to apply, you present the strongest possible case to the best agencies in the country.
By presenting your annual record, history, driver performance reporting, policies and procedures, DOT records, and fleet maintenance records, we help you put your best foot forward and secure the best quote possible.
Brokers, Not Agents
We work for you, not the insurance company. Our loyalty is to your business and getting you the best possible rates.
Year-Round Preparation
We don't just show up at renewal time. We prepare your business throughout the year with documentation and best practices.
Collective Bargaining Power
As a member, you benefit from being part of a large pool of businesses we present to agencies and carriers.
Top Agency Partnerships
We work with and partner with the top insurance agencies in the towing industry nationwide.
How We Prepare Your Business
Throughout the year, we work with your business to build the strongest possible insurance application. Here's what we do.
Annual Record Review
We compile and review your complete annual operating record to present a comprehensive picture of your business performance to carriers.
Driver Performance Reporting
Detailed driver performance documentation including MVR reviews, training records, and safety scores that demonstrate your commitment to quality drivers.
Policies & Procedures Audit
We help you develop and document industry-leading policies and procedures that agencies look for when evaluating your risk profile.
DOT Record Management
Complete DOT compliance documentation and record management to ensure your regulatory standing is spotless when agencies review your application.
Fleet Maintenance Records
Organized fleet maintenance documentation that proves your equipment is well-maintained, reducing perceived risk and lowering your premiums.
Fleet Assessment
Comprehensive evaluation of your fleet composition, vehicle age, and equipment condition to identify opportunities for better coverage and rates.
Risk Mitigation Planning
Proactive risk assessment and mitigation strategies that make your business more attractive to the top insurance carriers in the industry.
Claims History Analysis
We analyze your claims history and help you implement strategies to improve your loss ratios, directly impacting your insurance costs.
FleetGuardPro
FleetGuardPro is our comprehensive fleet management and insurance preparation platform. It's the tool that ties everything together — documenting your business operations, tracking performance, and generating the reports that agencies need to see.
By using FleetGuardPro to document and prepare your business throughout the year, you'll have everything in order when it's time to apply — and you'll get the best quote possible.
From Member to Best Policy
Our proven process ensures your towing business is fully prepared to receive the best insurance rates in the industry.
Become a Member
Join our network of towing businesses and gain access to our collective bargaining power and preparation tools.
Document & Prepare
Using FleetGuardPro, we help you document your fleet records, driver performance, DOT compliance, and maintenance history.
Review & Optimize
Our consultants review your complete profile, identify areas for improvement, and help you strengthen your application.
Present to Top Agencies
We present your polished business profile to the best agencies and carriers in the industry as part of our member pool.
Secure the Best Policy
With your best foot forward and our agency relationships, you receive the most competitive quotes and coverage available.
Comprehensive Towing
Insurance Coverage
We help you secure the right mix of coverage types to fully protect your towing operation. Our agency partners offer competitive rates across all major coverage categories.
Auto Liability
Comprehensive liability coverage for your towing fleet, protecting against bodily injury and property damage claims.
On-Hook / Cargo
Coverage for vehicles and cargo while being towed or transported, protecting against damage during transit.
Garagekeepers
Protection for customer vehicles stored at your facility, covering fire, theft, vandalism, and collision damage.
Physical Damage
Coverage for your own tow trucks and equipment, including collision, comprehensive, and specified perils.
General Liability
Broad protection for your business operations, covering premises liability, completed operations, and more.
Workers' Compensation
Required coverage for employee injuries on the job, including medical expenses and lost wages.
Excess / Umbrella
Additional liability protection above your primary policy limits for catastrophic claims and lawsuits.
Medical Payments
Coverage for medical expenses resulting from accidents, regardless of fault, for you and your passengers.
Strength in Numbers
By being a member business, you receive the benefit of being part of a large pool of businesses that we offer to agencies and carriers. Together, we negotiate better.
Collective Pool Power
Your business joins a large pool of members, giving you the bargaining power of a major fleet when negotiating with carriers.
Lower Premiums
Our preparation process and collective leverage consistently result in lower premiums compared to going it alone.
FleetGuardPro Access
Full access to our flagship fleet management and insurance preparation platform at no additional cost.
Top Agency Access
Direct access to the best insurance agencies and carriers in the towing industry through our established partnerships.
Year-Round Support
Dedicated consultants who work with your business throughout the year, not just at renewal time.
Performance Analytics
Detailed analytics and reporting that help you understand and improve your business's insurance profile.
Trusted by Towing Businesses
Across the Country
"Insurance Solutions completely changed how we approach our annual renewal. Their preparation process through FleetGuardPro meant we had everything agencies wanted to see, and our premiums dropped significantly."
"Being part of the member pool gave us bargaining power we never had as a single operation. The team's relationships with top agencies opened doors we couldn't have accessed on our own."
"The year-round consulting approach is what sets them apart. They didn't just help us get insurance — they helped us become a better, more documented, more professional operation."
Ready to Get the Best Policy?
Whether you're looking to join our membership, learn about FleetGuardPro, or simply want to understand how we can help your towing business — we'd love to hear from you.